معلومات المساق

Islamic finance has become today one of the most important financing tools for institutions, especially in countries with a Muslim majority, and in institutions seeking to comply with Sharia law in their financial activities. Islamic finance aims to achieve a balance between profitability and social interest by avoiding usurious transactions and non-compliant financial practices, while focusing on risk-sharing and contract transparency.

Islamic finance is characterized by many tools such as Mudarabah (Profit-sharing), Musharakah (Partnership), Ijarah (Leasing), Murabaha (Cost-plus Sale), Sukuk (Islamic Bonds), Salam, Istisna’a (Manufacturing Contract), and Qard Hasan (Benevolent Loan), which enable institutions to obtain financing in a way that complies with Sharia, ensures financial justice, and reduces excessive risks.